428 Lime Ave, Los Banos, CA 93635 Property Records

Merced County property record for 428 Lime Ave, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1964
Lot Size	0.141 acres (6,137 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2019)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`082-095-011-000`

Property Details

APN / Parcel Number

Primary APN	`082-095-011-000`
Alternative APN	`082-095-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,137 sqft (0.141 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	14 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082-095-011
Street Address	428 LIME AVE
City	LOS BANOS
State	CA
Zip	93635-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CIT TER #1 LOT 26
Legal Subdivision	CIT TERRACE 01
Legal Lot Number	26
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3019
Census Tract	2203

Owner

428 Lime Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 LIME AVE, LOS BANOS, CA 93635-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2019	Grant Deed, Transfer · Conventional Mortgage ALTERRA HM LNS
Jun 22, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Nov 30, 2011 · Amount on File
Deed Document Number	201910476
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	0000043676
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 12, 2019
Property Address	428 LIME AVE, LOS BANOS, CA 93635-3107
Document Number	0000010476
Instrument Date	Mar 22, 2019
Instrument	10476
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 LIME AVE LOS BANOS CA 936353107, LOS BANOS, CA 93635-3107

Mortgage

Document Number	10479
Date	Apr 12, 2019
Instrument	10479

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	10477,
Date	Apr 12, 2019
Instrument	10477

Lender

Name	ALTERRA GRP LLC
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jun 22, 2018
Property Address	428 LIME AVE, LOS BANOS, CA 93635-3107
Document Number	0000018891
Instrument Date	Jun 18, 2018
Instrument	18891
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LIME AVE LOS BANOS CA 936353107, LOS BANOS, CA 93635-3107

Tax Assessment & Valuation

The 2025 property tax bill for 428 Lime Ave was $2,863.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,383 (+2%) Land $96,712 Building $170,671
2025	$2,863.00	$262,141 Land $94,816 Building $167,325
2023	$2,739.00 (+1.48%)	$251,964 Land $91,135 Building $160,829
2022	$2,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 428 Lime Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 Lime Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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