428 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 428 Lake Ave, Worcester, MA 01604

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,743 sqft · built 1890
Lot Size	0.161 acres (7,007 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2021)
Tax Bill	$5,029 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-004-75-79`

Property Details

APN / Parcel Number

Primary APN	`41-004-75-79`
Alternative APNs	`WORC M:41 B:004 L:75-79` `M:41 B:004 L:75=79`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,743 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	1,092 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,007 sqft (0.161 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	41-004-75-79
Street Address	428 LAKE AVE
City	WORCESTER
State	MA
Zip	01604-1359
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-7
Legal Block	4
Legal Lot Number	75-79
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 LAKE AVE, WORCESTER, MA 01604-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Feb 14, 2005 · Amount on Record
Deed Document Number	202187591
Deed Book / Page	65459 / 249
Record Updated	Oct 29, 2026

June 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 24, 2021
Property Address	428 LAKE AVE, WORCESTER, MA 01604-1359
Document Number	065459-249
Book / Page	65459 / 249
Instrument Date	Jun 24, 2021
Instrument	87591
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 LAKE AVE, WORCESTER, MA 01604-1359
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087592
Date	Jun 24, 2021
Instrument	87592

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,029.00 (+5.39%)	$378,700 (+4.67%) Land $123,400 Building $255,300	$489,940
2025	$4,772.00 (+10.9%)	$361,800 (+20.56%) Land $117,500 Building $244,300
2023	$4,303.00	$300,100 Land $102,200 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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