Lexington County property record for 428 Lafayette Ave, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,160 sqft · built 1950 |
| Lot Size | 0.204 acres (8,896 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2023) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004653-01-018 |
| Primary APN | 004653-01-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 8,896 sqft (0.204 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 428 LAFAYETTE AVE |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | GUIGNARD PT LOTS 21 & 22 BLK S |
| Legal Block | S |
| Legal Lot Number | 21-22 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Canal listed 1979 · 18 contributing resources · NRIS 79002392 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Apr 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2011 · Amount on Record |
| Deed Document Number | 202322085 |
| Deed Book / Page | 21063 / 721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 27, 2023 |
| Property Address | 428 LAFAYETTE AVE, CAYCE, SC 29033-4043 |
| Document Number | 2106300721 |
| Book / Page | 21063 / 721 |
| Map Reference | MB 10-G PG 305 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023022085 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 LAFAYETTE AVE, CAYCE, SC 29033-4043 |
| Document Number | 2023022086 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023022086 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 428 LAFAYETTE AVE, CAYCE, SC 29033-4043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2074700156 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 20747/156 |
| Instrument | 2019017372 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,513.00 (-2.45%) | ||
| 2024 | $1,551.00 (+93.15%) | $8,600 (+22.42%) Land $2,000 Building $6,600 | $215,000 (+83.64%) Land $50,000 Building $165,000 |
| 2023 | $803.00 (-68.19%) | $7,025 (-) Land $2,400 Building $4,625 | $117,075 (-) Land $40,000 Building $77,075 |
| 2022 | $2,524.00 | $7,025 Land $2,400 Building $4,625 | $117,075 Land $40,000 Building $77,075 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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