Fairfield County property record for 428 King St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,510 sqft · built 1905 |
| Lot Size | 0.165 acres (7,183 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Feb 2021) |
| Tax Bill | $6,155 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33030-400 |
| Primary APN | 05-33030-400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 714 sqft |
| Family Room | Family Room |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,183 sqft (0.165 acres) |
| Lot Dimensions | 167 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 180 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 KING ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-3161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WM COXS ADD LOT 2 |
| Legal Subdivision | WM COXS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32200 |
Source: Fairfield County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 KING ST, LANCASTER, OH 43130-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · Line of Credit NORTH VALLEY BANK |
| Feb 12, 2021 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Mar 19, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 20214164 |
| Prior Transfer Date | Dec 9, 1993 |
| Prior Transfer Doc | 0620000137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 428 KING ST, LANCASTER, OH 43130-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005777 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 1818/3155 |
| Instrument | 202000005777 |
| Name | NORTH VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BUCKEYE LAKE, OH 43008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 15, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Feb 12, 2021 |
| Property Address | 428 KING ST, LANCASTER, OH 43130-3161 |
| Document Number | 0000004164 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 202100004164 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004165 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 202100004165 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 19, 2020 |
| Property Address | 428 KING ST, LANCASTER, OH 43130-3161 |
| Document Number | 0000005594 |
| Book / Page | 001818 / 002362 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 5594 |
| Transaction Type | Foreclosure |
| Record Updated | May 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 94 KENYON PL HEBRON OH 430259745, HEBRON, OH 43025-9745 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,155.00 (+220.24%) | $68,470 (+29.53%) Land $18,380 Building $50,090 | $195,600 (+29.49%) Land $52,500 Building $143,100 |
| 2023 | $1,922.00 | $52,860 (-) Land $9,170 Building $43,690 | |
| 2022 | $52,860 Land $9,170 Building $43,690 | $151,050 Land $26,210 Building $124,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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