Fremont County property record for 428 Johnson St, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,092 sqft · built 1900 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Nov 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R020668 |
| Primary APN | R020668 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Carport |
| Garage Area | 658 sqft |
| Carport | Carport |
| Carport Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Patio Area | 35 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R020668 |
|---|---|
| Street Address | 428 JOHNSON ST |
| City | FLORENCE |
| State | CO |
| Zip | 81226-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 22,23,24 & 25 BLK 3 FLORENCE HEIGHTS ADD TO FLORENCE |
| Legal Subdivision | FLORENCE HEIGHTS ADD |
| Legal Block | 3 |
| Legal Lot Number | 22-25 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 978200 |
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 JOHNSON ST, FLORENCE, CO 81226-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2019 | Special Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Nov 19, 2019 | Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Dec 14, 2016 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2019 |
| Transfer Doc | 0000979959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Nov 19, 2019 |
| Property Address | 428 JOHNSON ST, FLORENCE, CO 81226-1702 |
| Document Number | 0000979960 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 979960 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 428 JOHNSON ST, FLORENCE, CO 81226-1702 |
| Document Number | 0000979961 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 979961 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Number | 0000979962 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 979962 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Nov 19, 2019 |
| Property Address | 428 JOHNSON ST, FLORENCE, CO 81226-1702 |
| Document Number | 0000979959 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 979959 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 428 JOHNSON ST FLORENCE CO 812261702, FLORENCE, CO 81226-1702 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 428 JOHNSON ST, FLORENCE, CO 81226-1702 |
| Document Number | 0000946449 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 428 JOHNSON ST FLORENCE CO 812261702, FLORENCE, CO 81226-1702 |
| Document Number | 0000946449 |
|---|---|
| Date | Jan 16, 2017 |
| Instrument | 946449 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2047 |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Municipality | Florence City |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 (+31.29%) | $16,987 (+2.6%) | $271,789 (+9.99%) |
| 2024 | $1,026.00 (+2.5%) | $16,556 (+29.76%) | |
| 2023 | $1,001.00 (+0.4%) | $12,759 (+1.11%) | $247,105 (+36.09%) |
| 2022 | $997.00 | $12,619 | $181,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 67% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| SECOM Fixed Wireless | 300 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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