Monroe County and Riga Town property record for 428 Johnson Rd, Bergen, NY 14416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,836 sqft · built 1800 |
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2026) |
| Tax Bill | $5,441 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 264889 155.04-1-2.11 |
| Primary APN | 264889 155.04-1-2.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Upper Floors Area | 504 sqft |
| Game Room | Game Room |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 189,050 sqft (4.34 acres) |
| Lot Dimensions | 577 ft deep x 327 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02106000000 |
|---|---|
| Street Address | 428 JOHNSON RD |
| City | BERGEN |
| State | NY |
| Zip | 14416-9308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | TL63 T2 R2 W PULTNEY RICHARDS SUB L1 317-73 |
| Legal Block | 1 |
| Legal Lot Number | 2.110 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | RIGA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 15000 |
428 Johnson Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Monroe County and Riga Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 QUAKER RD, SCOTTSVILLE, NY 14546-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Aug 4, 2003 · Amount on File |
| Deed Document Number | 20263459811 |
| Deed Book / Page | 13226 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 31, 2026 |
| Property Address | 428 JOHNSON RD, BERGEN, NY 14416-9308 |
| Document Number | 0003459811 |
| Book / Page | 13226 / 845 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20263459811 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 QUAKER RD, SCOTTSVILLE, NY 14546-9757 |
| Document Number | 0000009812, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20269812 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 428 JOHNSON RD, BERGEN, NY 14416-9308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 428 JOHNSON RD, BERGEN, NY 14416-9308 |
| Document Number | 0000000783 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 30071/286 |
| Instrument | 202209260783 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BERGEN, NY 14416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 428 Johnson Rd was $5,441 with exemptions applied, up 51.4% from the year before.
Source: Monroe County and Riga Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Riga Town |
| Unified School District | Byron-Bergen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,441.00 (+51.43%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $3,593.00 | $259,400 Land $46,400 Building $213,000 | $259,400 Land $46,400 Building $213,000 |
| 2023 | $184,300 Land $29,700 Building $154,600 | $202,500 Land $32,633 Building $169,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Johnson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Johnson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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