428 Jackson St, Lafayette, CO 80026 Property Records

Boulder County property record for 428 Jackson St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,680 sqft · built 2011
Lot Size	0.165 acres (7,176 sqft)
Owner	2 Individual Names on File
Last Sale	$375,665 (May 2011)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1575-11-2-49-006`

Property Details

APN / Parcel Number

Primary APN	`1575-11-2-49-006`
Alternative APN	`R0516285`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,680 sqft Living Area
Gross Area	4,495 sqft
1st Floor Area	1,293 sqft
Upper Floors Area	1,435 sqft
Basement Area	1,106 sqft
Finished Basement	952 sqft
Unfinished Basement	154 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,176 sqft (0.165 acres)
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0516285
Street Address	428 JACKSON ST
City	LAFAYETTE
State	CO
Zip	80026-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 12 COAL CREEK VILLAGE PUD FLG 3
Legal Range	69
Legal Township	1S
Legal Section	11
Legal Subdivision	COAL CREEK VILLAGE PUD FLG 3
Legal Block	12
Legal Lot Number	6
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3001
Census Tract	60801

Owner

428 Jackson St is owned and occupied by two individuals who acquired it in July 2020.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 JACKSON ST, LAFAYETTE, CO 80026-9204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage COLORADO ST BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2011 · Amount on File
Deed Sale	May 6, 2011 · Amount on File
Deed Document Number	20113147476
Last Transfer Date	Jul 21, 2020
Transfer Doc	0003820655
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Oct 2, 2020
Property Address	428 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0003820655
Instrument Date	Jul 21, 2020
Instrument	3820655
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 JACKSON ST, LAFAYETTE, CO 80026-9204

Mortgage

Document Number	0003820656
Date	Oct 2, 2020
Instrument	3820656

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Aug 1, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	428 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0003588256
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	COLORADO ESCROW TITLE W

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 JACKSON ST LAFAYETTE CO 800269204, LAFAYETTE, CO 80026-9204

Mortgage

Document Number	0003588256
Date	Apr 24, 2017
Instrument	3588256

Lender

Name	COLORADO ST BK&TR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.43%

Tax Assessment & Valuation

The 2025 property tax bill for 428 Jackson St was $5,965.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,567 (+0.99%) Land $8,105 Building $53,462	$975,400 (-) Land $189,200 Building $786,200
2025	$5,965.00	$60,963 Land $11,825 Building $49,138	$975,400 Land $189,200 Building $786,200
2023	$5,682.00 (+19.24%)	$67,100 (+35.79%) Land $15,155 Building $51,945	$1,001,500 (+40.86%) Land $226,200 Building $775,300
2022	$4,765.00	$49,414 Land $10,661 Building $38,753	$711,000 Land $153,400 Building $557,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Jackson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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