Richland County property record for 428 Jackson Ave, Columbia, SC 29203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 2009 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,451 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09206-08-52 |
| Primary APN | 09206-08-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,426 sqft Heated Area |
| Gross Area | 1,702 sqft |
| 1st Floor Area | 1,426 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Slab |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02001513 |
|---|---|
| Street Address | 428 JACKSON AVE |
| City | COLUMBIA |
| State | SC |
| Zip | 29203-3950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | LOT 14 44.2X100.8X44.2X100 #SU ARBORETUM AT ATRIUM PARK PH 3 |
| Legal Subdivision | ARBORETUM @ ATRIUM PARK |
| Legal Phase | 3 |
| Legal Lot Number | 14,44 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 400 |
428 Jackson Ave is owned and occupied by two individuals who acquired it in March 2024.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 JACKSON AVE, COLUMBIA, SC 29203-3950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Intrafamily Transfer, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V |
| Aug 3, 2020 | Warranty Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2024 |
| Deed Sale | Mar 21, 2024 |
| Prior Sale | Aug 3, 2020 · Amount on File |
| Deed Document Number | 202412236 |
| Deed Book / Page | 2909 / 477 |
| Prior Transfer Date | Mar 15, 2024 |
| Prior Transfer Doc | 0029090477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 21, 2024 |
| Property Address | 428 JACKSON AVE, COLUMBIA, SC 29203-3950 |
| Document Number | 0029090477 |
| Book / Page | 2909 / 477 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024012236 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 JACKSON AVE, COLUMBIA, SC 29203-3950 |
| Document Number | 2024012237 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024012237 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC A V |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 3, 2020 |
| Property Address | 428 JACKSON AVE, COLUMBIA, SC 29203-3950 |
| Document Number | 2514/1535 |
| Book / Page | 002514 / 001535 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 38484 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 JACKSON AVE COLUMBIA SC 292033950, COLUMBIA, SC 29203-3950 |
| Document Number | 2514/1540 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 002514/001540 |
| Instrument | 38485 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2050 |
The 2025 property tax bill for 428 Jackson Ave was $1,451.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,451.00 | $7,060 (-96.52%) | $231,000 (-) Land $31,800 Building $199,200 |
| 2024 | $203,000 (+2,775.35%) | $231,000 (+30.88%) Land $31,800 Building $199,200 | |
| 2023 | $1,237.00 | $7,060 | $176,500 |
| 2021 | $1,321.00 | $7,060 | $176,500 Land $27,200 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Jackson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2004–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Jackson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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