428 Holmes Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 428 Holmes Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,167 sqft · built 1996
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on Record
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-09-032-2014-200`

Property Details

APN / Parcel Number

Primary APN	`74-09-032-2014-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,167 sqft Living Area
1st Floor Area	2,167 sqft
Basement Area	2,167 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Lot Area	125,453 sqft (2.88 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 HOLMES RD
City	ALLENTON
State	MI
Zip	48002-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 0D 15M 15S W 764' FROM N 1/4 COR, TH S 0D 15M 15S W 220', TH N 89D 40M E 571', TH N 0D 15M 15S E 220', TH S 89D 40M W
Legal Range	13E
Legal Township	06N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3013
Census Tract	657200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 HOLMES RD, ALLENTON, MI 48002-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	428 HOLMES RD, ALLENTON, MI 48002-4108
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	CHURCHILL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HOLMES RD, ALLENTON, MI 48002-4108

Mortgage

Document Number	5348280
Date	Apr 8, 2021
Book Page	5348/280
Instrument	2021010688

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	428 HOLMES RD, ALLENTON, MI 48002-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050440156
Date	Apr 5, 2019
Book Page	5044/156
Instrument	2019006188

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,100 (+5.54%)	$404,200 (+5.54%)
2025	$2,272.00 (+6.97%) Homeowner's exemption	$191,500 (+11.27%)
2024	$2,124.00 (-12.05%)		$383,000 (+11.27%)
2023		$172,100
2022	$2,415.00		$344,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T, Mercury Fiber, Spectrum.

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