428 High Point Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 428 High Point Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,344 sqft · built 2008
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$898 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004417-23-3`

Property Details

APN / Parcel Number

Primary APN	`004417-23-3`
Alternative APNs	`0480000016011 00012473` `048-00-00-016.011` `004523223`

Interior

Stories	1 Story
Building Area	2,344 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Lot Area	108,900 sqft (2.5 acres)
Porch	Slab

Location & Zoning

Street Address	428 HIGH POINT RD
City	GAFFNEY
State	SC
Zip	29341-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	428 HIGH POINT RD FM PAIGE P CARR $10 L&A//PAIGE IS HERE, PER LAW CHANGE, GETS 100% RIO CHANGED FOR 2018TY
Jurisdiction	CHEROKEE SC
Township / Civil Division	MACEDONIA
Census Block Group	3
Census Block	3043
Census Tract	970102

Owner

Source: Cherokee County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 HIGH POINT RD, GAFFNEY, SC 29341-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2007
Deed Sale	Nov 26, 2007
Deed Book / Page	13 / 2585
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 13, 2026
Property Address	428 HIGH POINT RD, GAFFNEY, SC 29341-2416
Document Number	0000003840
Book / Page	200 / 2328
Instrument Date	Jul 6, 2026
Instrument	20263840
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HIGH POINT RD, GAFFNEY, SC 29341-2416

Mortgage

Document Number	0000003841,
Date	Jul 13, 2026
Instrument	20263841

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (+19.57%)	$7,220 (-) Land $680 Building $6,540	$180,500 (-) Land $17,000 Building $163,500
2023	$751.00	$7,220 Land $680 Building $6,540	$180,500 Land $17,000 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20