428 High Pines Loop, Lake Lure, NC 28746 Property Records

Rutherford County property record for 428 High Pines Loop, Lake Lure, NC 28746 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2007
Square Footage	2,158 sqft Heated Area
Lot Size	54,014 sqft (1.24 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2012)
Tax Bill	$3,456.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1638885`
Alternative APN	`46959`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,158 sqft Heated Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	54,014 sqft (1.24 acres)
Parking Spaces	2 Parking Spaces
Garage Area	597 sqft Garage
Deck Area	256 sqft Deck
Patio Area	256 sqft Patio
Porch Area	334 sqft Porch

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	428 HIGH PINES LOOP
City	LAKE LURE
State	NC
Zip	28746-0028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VISTA AT BILLS MTN LO:153 PH:1 PL:26-227
Legal Subdivision	VISTA AT BILLS MOUNTAIN
Legal Lot Number	153
Jurisdiction	RUTHERFORD NC
Minor Civil Division	CHIMNEY ROCK
Census Blockgroup	2
Census Block	2035
Census Tract	960301

Owner

Source: Rutherford County records · APN 1638885

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	428 HIGH PINES LOOP, LAKE LURE, NC 28746-0028
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 22, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2012 · Amount on Record
Deed Sale	Feb 28, 2012 · Amount on Record
Prior Sale	Mar 24, 2010 · Amount on Record
Deed Doc Number	2012201100008035
Deed Book / Page	1038 / 700
Last Transfer Date	Jul 17, 2019
Transfer Doc	0020241422
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	428 HIGH PINES LOOP, LAKE LURE, NC 28746-0028
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020424500
Date	Feb 23, 2021
Book Page	2042/4500

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 22, 2019
Property Address	428 HIGH PINES LOOP, LAKE LURE, NC 28746-0028
Document Number	0020241422
Book / Page	002024 / 001422
Instrument Date	Jul 17, 2019
Instrument	784
Transaction Type	Transfer
Record Updated	Aug 01, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	428 HIGH PINES LOOP LAKE LURE NC 287460028, LAKE LURE, NC 28746-0028

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	428 HIGH PINES LOOP, LAKE LURE, NC 28746-0028
Document Number	0020180760
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HIGH PINES LOOP LAKE LURE NC 287460028, LAKE LURE, NC 28746-0028

Mortgage

Document Number	0020180760
Date	Dec 05, 2018
Book Page	002018/000760

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 04, 2033

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+21.35%)	$597,700 (-) Land $127,100 Building $470,600	$597,700 (-) Land $127,100 Building $470,600
2023		$597,700 Land $127,100 Building $470,600	$597,700 Land $127,100 Building $470,600
2022	$2,848.00
2021	$2,848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	About 1 in 610 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

428 High Pines Loop, Lake Lure, NC 28746 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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