Hampshire County and Amherst Town City property record for 428 Henry St, Amherst, MA 01002 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 1795 |
| Lot Size | 1.08 acres (47,044 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Aug 2019) |
| Tax Bill | $52 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Apr 2021 Refinance + 2 more |
| APN | 13709 |
| Primary APN | 13709 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 2,157 sqft |
| Year Built | Built 1795 |
|---|---|
| Effective Year Built | Effective 1795 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,044 sqft (1.08 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13709 |
|---|---|
| Street Address | 428 HENRY ST |
| City | AMHERST |
| State | MA |
| Zip | 01002-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 5 |
| Jurisdiction | AMHERST MA |
| Township / Civil Division | AMHERST TOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 820300 |
Source: Hampshire County and Amherst Town City records · APN 13709
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 HENRY ST, AMHERST, MA 01002-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Apr 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Aug 23, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Prior Sale | Apr 13, 1995 · Amount on Record |
| Deed Document Number | 201915965 |
| Deed Book / Page | 13368 / 264 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 428 HENRY ST, AMHERST, MA 01002-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014775-167 |
|---|---|
| Date | Jan 05, 2023 |
| Book Page | 14775/167 |
| Instrument | 202300000185 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 428 HENRY ST, AMHERST, MA 01002-1258 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14046-1 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 14046/1 |
| Instrument | 8093 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST MA |
| Property Address | 428 HENRY ST, AMHERST, MA 01002-1258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13853-66 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 13853/66 |
| Instrument | 23890 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMHERST MA |
| Recording Date | Aug 23, 2019 |
| Property Address | 428 HENRY ST, AMHERST, MA 01002-1258 |
| Document Number | 13368-264 |
| Book / Page | 13368 / 264 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 15965 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 HENRY ST, AMHERST, MA 01002-1258 |
| Document Number | 15966 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 15966 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Amherst Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| Municipality | Amherst Town City |
| County | Hampshire County |
| Elementary School District | Amherst School District (PK - 06) |
| Secondary School District | Amherst-Pelham School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52.00 (-98.98%) | $292,200 (+5.64%) Land $170,400 Building $121,800 | $309,700 |
| 2024 | $5,120.00 (+3.41%) | $276,600 (+12.3%) Land $161,000 Building $115,600 | |
| 2023 | $4,951.00 | $246,300 Land $146,500 Building $99,800 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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