428 Hemlock Rd, Trafford, PA 15085 Property Records

Westmoreland County property record for 428 Hemlock Rd, Trafford, PA 15085

Property Summary

Property Type	Single Family Home
Details	1,751 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2022)
Tax Bill	$3,739 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2022 Sale & Mortgage
APN	`55-02-00-0-121`

Property Details

APN / Parcel Number

Primary APN	`55-02-00-0-121`
Alternative APN	`0550020000121`

Interior

Stories	1 Story
Building Area	1,751 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	209 ft deep x 207 ft wide

Location & Zoning

Street Address	428 HEMLOCK RD
City	TRAFFORD
State	PA
Zip	15085-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HSE 207.82 X 209.6
Legal Lot Number	2
Jurisdiction	WESTMORELAND PA
Township / Civil Division	PENN
Census Block Group	4
Census Block	4000
Census Tract	802301

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 HEMLOCK RD, TRAFFORD, PA 15085-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit S & T BANK
Oct 24, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	202236721
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	FRANKLIN RD, TRAFFORD, PA 15085
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009355
Date	Mar 9, 2021
Instrument	202103090009355

Lender

Name	S & T BANK
Type	Bank
Address	MONROEVILLE, PA 15146

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Oct 24, 2022
Property Address	FRANKLIN RD, TRAFFORD, PA 15085
Document Number	0000036721
Map Reference	VOL 89 PG 958
Instrument Date	Oct 13, 2022
Instrument	202210240036721
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HEMLOCK RD, TRAFFORD, PA 15085-2827

Mortgage

Document Number	0000036722
Date	Oct 24, 2022
Instrument	202210240036722

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Penn Township
Unified School District	Penn-Trafford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,739.00 (+0.03%)	$26,530 (+15.7%) Land $2,000 Building $24,530
2025	$3,738.00 (+19.96%)		$26,530 (+15.7%) Land $2,000 Building $24,530
2024	$3,116.00	$22,930 Land $2,000 Building $20,930
1972			$22,930 Land $2,000 Building $20,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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