428 Harvard Ct, Dundee, FL 33838 Property Records

Polk County property record for 428 Harvard Ct, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,727 sqft · built 2025
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (Jul 2025)
Tax Bill	$800 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-28-20-829722-000910`

Property Details

APN / Parcel Number

Primary APN	`27-28-20-829722-000910`
Alternative APN	`202827829722000910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,727 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,727 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	428 HARVARD CT
City	DUNDEE
State	FL
Zip	33838-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL LAKE PRESERVE PB 204 PGS 6-10 LOT 91
Legal Subdivision	CRYSTAL LAKE PRESERVE
Legal Lot Number	91
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2002
Census Tract	14131

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 HARVARD CT, DUNDEE, FL 33838-4463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Apr 4, 2025	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Apr 4, 2025 · Amount on Record
Deed Document Number	2025171618
Deed Book / Page	13634 / 1719
Record Updated	Sep 20, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 23, 2025
Property Address	428 HARVARD CT, DUNDEE, FL 33838-4463
Document Number	0000171618
Book / Page	13634 / 1719
Map Reference	MB 204 PG 6-10
Instrument Date	Jul 21, 2025
Instrument	2025171618
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	428 HARVARD CT, DUNDEE, FL 33838-4463

Mortgage

Document Number	0136341721
Date	Jul 23, 2025
Instrument	13634/1721

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2025
Property Address	428 HARVARD CT, DUNDEE, FL 33838-4463
Document Number	0000077883
Book / Page	13496 / 14
Map Reference	MB 204 PG 6-10
Instrument Date	Mar 25, 2025
Instrument	2025077883
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$423.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9270 W LAKE RUBY DR, WINTER HAVEN, FL 33884-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile.

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