San Joaquin County property record for 428 Harold St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 918 sqft · built 1939 |
| Lot Size | 0.154 acres (6,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (May 1995) |
| Tax Bill | $1,415 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-322-080-000 |
| Primary APN | 047-322-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,720 sqft (0.154 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 047-322-08 |
|---|---|
| Street Address | 428 HAROLD ST |
| City | LODI |
| State | CA |
| Zip | 95240-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LODI BARNHART LOT 26 |
| Legal Subdivision | LODI BARNHART TR |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 4404 |
428 Harold St is owned and occupied by two individuals who acquired it in December 1997.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 HAROLD ST, LODI, CA 95240-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 1995 · Amount on File |
| Deed Sale | May 12, 1995 · Amount on File |
| Deed Document Number | 199543682 |
| Last Transfer Date | Dec 29, 1997 |
| Transfer Doc | 0000006819 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 428 Harold St was $1,415 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,415.00 (+0.43%) | ||
| 2025 | $1,409.00 Homeowner's exemption | $135,119 Land $66,048 Building $69,071 | |
| 2023 | $1,344.00 (+2.36%) Homeowner's exemption | $129,874 Land $63,484 Building $66,390 | $259,830 |
| 2022 | $1,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Harold St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 Harold St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, Verizon.
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