McLennan County property record for 428 Harding Ln, Moody, TX 76557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,551 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Owner on Record |
| Tax Bill | $2,998 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 160265000010128 |
| Primary APN | 160265000010128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 2,055 sqft |
| 1st Floor Area | 1,551 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 104634 |
|---|---|
| Old Parcel Number | 1602650000101280111 |
| Street Address | 428 HARDING LN |
| City | MOODY |
| State | TX |
| Zip | 76557-4187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HILL W W ACRES 5.0 |
| Legal Subdivision | HILL W W |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3802 |
Source: McLennan County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner on Record |
|---|---|
| Mailing Address | 428 HARDING LN, MOODY, TX 76557-4187 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2006 |
| Transfer Doc | 0000043661 |
| Record Updated | Jun 8, 2026 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Bruceville-Eddy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,000 (-3.97%) Land $56,290 Building $239,710 | $296,000 (-3.97%) Land $56,290 Building $239,710 | |
| 2024 | $2,998.00 (+11.57%) | ||
| 2023 | $308,240 Land $56,290 Building $251,950 | $308,240 Land $56,290 Building $251,950 | |
| 2022 | $2,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Rise Broadband, T-Mobile.
5G and 4G LTE (outdoors only)
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