Dare County property record for 428 Harbour View Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,365 sqft · built 1988 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,140,000 (Jul 2025) |
| Tax Bill | $1,797 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987305187075 |
| Primary APN | 987305187075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,365 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Freeway Proximity |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987305187075 |
|---|---|
| Street Address | 428 HARBOUR VIEW DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-9133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 94 BLK: SEC: R PL: 3 SL: 103 |
| Legal Subdivision | COLINGTON HARBOUR |
| Legal Lot Number | 94 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970301 |
Source: Dare County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 15, 2022 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2024 · Amount on Record |
| Deed Document Number | 2025700151356 |
| Deed Book / Page | 2802 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 30, 2025 |
| Property Address | 428 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Document Number | 002802/438 |
| Book / Page | 2802 / 438 |
| Map Reference | MB 3 PG 103 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 700151356 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $856.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4030 WAKE FOREST RD, RALEIGH, NC 27609-0010 |
| Name | Verified Name |
|---|---|
| Address | 428 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Document Number | 0700151357 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 700151357 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 428 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002472/441 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 2472/441 |
| Instrument | 700093520 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 428 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 002626/548 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 2626/548 |
| Instrument | 700119449 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,797.00 | $412,700 (-) Land $148,800 Building $263,900 | $412,700 (-) Land $148,800 Building $263,900 |
| 2025 | $1,797.00 (-2.23%) | $412,700 (+40.28%) Land $148,800 Building $263,900 | |
| 2023 | $1,838.00 | $294,200 Land $96,100 Building $198,100 | |
| 2020 | $412,700 Land $148,800 Building $263,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 430 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 430 in force |
| Nearby Flood Claims | 93 (1993–2026) |
| Claims Outside the SFHA | 6 of 93 |
| Most Recent Claim | Feb 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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