Jackson County property record for 428 Hanover St, Concord, MI 49237 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,454 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2022) |
| Tax Bill | $2,244.00 (2025) |
Source: Jackson County records · APN 005-11-27-351-108-04
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 HANOVER ST, CONCORD, MI 49237-9779 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | Sep 02, 2020 · Amount on Record |
| Deed Book / Page | 2208 / 484 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Mar 21, 2022 |
| Property Address | 428 HANOVER ST, CONCORD, MI 49237-9779 |
| Document Number | 0002910074 |
| Book / Page | 2208 / 484 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2910074 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 HANOVER ST, 428, CONCORD, MI 49237-9779 |
| Name | Verified Name |
|---|---|
| Address | 1226 WAYNE ST, JACKSON, MI 49202-1941 |
| Document Number | 0022080485 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2208-0485 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Sep 02, 2020 |
| Property Address | 428 HANOVER ST, CONCORD, MI 49237-9779 |
| Document Number | 0002858605 |
| Book / Page | 2168 / 1016 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2858605 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | MIDSTATE TTL AGCY OF SOUTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 HANOVER ST, 428, CONCORD, MI 49237-9779 |
| Name | Verified Name |
|---|---|
| Address | 7407 E MICHIGAN AVE, JACKSON, MI 49201-7630 |
| Document Number | 0021681017 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2168-1017 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Concord Township |
| Municipality | Concord Village |
| Unified School District | Concord Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,600 (+7.09%) Land $87,600 | $175,200 (+7.09%) Land $175,200 | |
| 2025 | $2,244.00 (-11.97%) | $81,800 (+11.44%) Land $81,800 | $163,600 (+11.44%) Land $163,600 |
| 2024 | $2,549.00 (+66.82%) | ||
| 2023 | $73,400 Land $73,400 | $146,800 Land $146,800 | |
| 2022 | $1,528.00 |
Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Concord Village Historic District listed 1996 · 106 contributing resources · NRIS 96000810 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 005-11-27-351-108-04 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,454 sqft Living Area |
| 1st Floor | 910 sqft 1st Floor |
| Basement Area | 364 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Depth X Width | 330 ft x 82 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 428 HANOVER ST |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9779 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR OF SEC 27 TH N ALG THE E LN OF SD SEC 599.94 FT TO CL OF HANOVER ST TH N61? 30'W ALG SD CL 650.10 FT TH N20? W |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | ASSRS VILLAGE OF CONCORD |
| Legal Lot Number | 153 |
| Jurisdiction | JACKSON MI |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1078 |
| Census Tract | 6401 |
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