Catoosa County property record for 428 Haggard Rd, Ringgold, GA 30736
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 2003 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Oct 2019) |
| Tax Bill | $317 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20B07600B |
| Primary APN | 20B07600B |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 175 ft deep x 104 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 138 sqft |
| Lean-To | 144 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11283 |
|---|---|
| Street Address | 428 HAGGARD RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-6703 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-1 |
| Legal Description | PT LL 41 28/3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 30402 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2401 3RD ST, DALTON, GA 30721-8137 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL |
| Apr 2, 2022 | Warranty Deed, Transfer |
| Oct 9, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 20192255 |
| Deed Book / Page | 2013 / 462 |
| Last Transfer Date | Apr 2, 2022 |
| Transfer Doc | 0022170201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 428 HAGGARD RD, RINGGOLD, GA 30736-6703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 428 HAGGARD RD, RINGGOLD, GA 30736-6703 |
| Document Number | 0022170000000203 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 0000002217/0000000203 |
| Instrument | 003566 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 2, 2022 |
| Property Address | 428 HAGGARD RD, RINGGOLD, GA 30736-6703 |
| Document Number | 0022170201 |
| Book / Page | 2217 / 201 |
| Instrument Date | Apr 2, 2022 |
| Instrument | 2022-000910 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 HAGGARD RD, RINGGOLD, GA 30736-6703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 9, 2019 |
| Property Address | 428 HAGGARD RD, RINGGOLD, GA 30736-6703 |
| Document Number | 0020130462 |
| Book / Page | 002013 / 000462 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 6932 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 HAGGARD RD RINGGOLD GA 307366703, RINGGOLD, GA 30736-6703 |
| Document Number | 20130464 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 002013/000464 |
| Instrument | 6932 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 (-15.24%) | $16,720 (-) Land $9,822 Building $6,898 | $41,801 (-) Land $24,556 Building $17,245 |
| 2023 | $374.00 | $16,720 Land $9,822 Building $6,898 | $41,801 Land $24,556 Building $17,245 |
| 2022 | $374.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Ringgold Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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