Hancock County property record for 428 H St, Findlay, OH 45840
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,682 sqft · built 1900 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Company Name on File |
| Last Sale | $63,000 (Apr 1998) |
| Tax Bill | $1,081 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-181-22-009.000 |
| Primary APN | 1011-181-22-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 962 sqft |
| 2nd Floor Area | 720 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Brick |
| Interior Walls | Unfinished |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 307 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 H ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5722 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SHAFER ADD LOT 2790 E120FT 55.5X150FT |
| Legal Subdivision | SHAFER ADD |
| Legal Lot Number | 2790 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 600 |
428 H St, a duplex, is owned by a company that acquired it in July 2024.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 826 N MAIN ST, FINDLAY, OH 45840-3550 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 1998 · Amount on File |
| Deed Sale | Apr 6, 1998 · Amount on File |
| Prior Sale | Mar 20, 1986 · Amount on File |
| Last Transfer Date | Jul 8, 2024 |
| Transfer Doc | 02611/5150 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 428 H St was $1,081, up 24.3% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,081.00 (+24.25%) | $34,390 (+44.01%) Land $5,270 Building $29,120 | $98,240 Land $15,050 Building $83,190 |
| 2024 | $870.00 (-0.11%) | $23,880 (-) Land $3,660 Building $20,220 | |
| 2023 | $871.00 | $23,880 Land $3,660 Building $20,220 | |
| 2022 | $68,220 Land $10,450 Building $57,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 H St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 30 (1997–2017) |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 H St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: Amplex Wireless, MetaLINK Technologies.
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