Osceola County property record for 428 Grove St, Melvin, IA 51350
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,715 sqft · built 1963 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,471 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 300011610000 |
| Primary APN | 300011610000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| 1st Floor Area | 1,715 sqft |
| Basement Area | 1,715 sqft |
| Unfinished Basement | 1,715 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 428 GROVE ST |
|---|---|
| City | MELVIN |
| State | IA |
| Zip | 51350-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10-11 BLK 16 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 16 |
| Legal Lot Number | 10,11 |
| Jurisdiction | OSCEOLA IA |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 460200 |
428 Grove St is owned by a company that acquired it in October 2024 and is owner-occupied.
Source: Osceola County records, as of May 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 428 GROVE ST, MELVIN, IA 51350-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 8, 2024 |
| Transfer Doc | 0000001009 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 428 Grove St was $1,471 with a homeowner's exemption, up 0.3% from the year before.
Source: Osceola County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Osceola County |
| Municipality | Melvin City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,471.00 (+0.34%) Homeowner's exemption | $136,550 Land $4,900 Building $131,650 | $136,550 Land $4,900 Building $131,650 |
| 2024 | $1,466.00 | ||
| 2023 | $127,830 Land $4,900 Building $122,930 | $127,830 Land $4,900 Building $122,930 | |
| 2022 | $1,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Grove St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELVIN WATERWORKS serves 202 people · EPA ID IA7234069 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-NORTH |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Premier Communications Cable · Fiber in parts of the area | 1,000 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures