428 Greene St, Key West, FL 33040 Property Records

Monroe County property record for 428 Greene St, Key West, FL 33040

Property Summary

Property TypeBar, Tavern
Details4,377 sqft · built 1948
Lot Size0.104 acres (4,534 sqft)
OwnerCompany Name on File
Last Sale$340,000 (Apr 1989)
Tax Bill$15,901 (2025)
Deeds & MortgagesSep 2026 Sale
Flood ZoneZone AE (high risk)
APN00001470-000000

Property Details

APN / Parcel Number

Primary APN00001470-000000
Alternative APNs
  • 01010100001470000000
  • 1001481

Interior

Stories2 Stories
Building Area4,377 sqft Gross Area
1st Floor Area4,377 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1992
Exterior MaterialWood Siding
Construction TypeWood
Fire ResistanceFireproof Reinforced Concrete
Roof MaterialAsphalt
Lot Area4,534 sqft (0.104 acres)
Lot Dimensions50 ft deep x 89 ft wide
Patio Area262 sqft

Location & Zoning

Account Number1001481
Street Address428 GREENE ST
CityKEY WEST
StateFL
Zip33040-6567
Property CategoryCommercial
Property TypeCommercial > Retail > Bar, Tavern
Local Zoning CodeHRCC1
Legal DescriptionKW PT LOT 5 SQR 15 OR305-182 OR640-319/20 OR942-159/60 OR947-878/79 OR1087-2201/03
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 15 PT LT 01
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2034
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

428 Greene St, a commercial property, is owned by a company that bought it in April 1989.

Source: Monroe County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address23 PORT SIDE DR, FORT LAUDERDALE, FL 33316-3010
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1989 · Amount on File
Deed SaleApr 1, 1989 · Amount on File
Prior SaleMay 1, 1985 · Amount on File
Deed Book / Page1087 / 2201
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 18, 2026
Property Address428 GREENE ST, KEY WEST, FL 33040-6567
Document Number0002560973
Book / Page3402 / 2387
Instrument DateAug 28, 2026
Instrument20262560973
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address23 PORT SIDE DR, FORT LAUDERDALE, FL 33316-3010

Tax Assessment & Valuation

The 2025 property tax bill for 428 Greene St was $15,901, up 7.1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,901.00 (+7.13%)$1,864,696 Land $1,441,812 Building $422,884$1,864,696 Land $1,441,812 Building $422,884
2024$14,843.00 (-0.64%)
2023$14,938.00 (+7.86%)$1,730,742 (+6.56%) Land $1,321,661 Building $409,081$1,730,742 (+6.56%) Land $1,321,661 Building $409,081
2022$13,850.00$1,624,220 Land $1,201,510 Building $422,710$1,624,220 Land $1,201,510 Building $422,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Greene St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 Greene St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Greene St

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