428 Gratiot Ave, Alma, MI 48801 Property Records

Gratiot County property record for 428 Gratiot Ave, Alma, MI 48801

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Mar 2023)
Tax Bill	$1,890 (2023)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51-344-629-00`

Property Details

APN / Parcel Number

Primary APN	`51-344-629-00`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	428 GRATIOT AVE
City	ALMA
State	MI
Zip	48801-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN, LOT 28 & N 1/2 OF LOT 27, BLOCK 19.
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	27-28
Jurisdiction	GRATIOT MI
Township / Civil Division	ALMA
Census Block Group	3
Census Block	3019
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Alma Downtown Historic District listed 2013 · 58 contributing resources · NRIS 13000904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gratiot County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 GRATIOT AVE, ALMA, MI 48801-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Intrafamily Transfer, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Mar 13, 2023	Warranty Deed, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Jul 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRATIOT MI
Recording Date	Mar 16, 2023
Property Address	428 GRATIOT AVE, ALMA, MI 48801-1811
Document Number	01116/01478
Book / Page	01116 / 01478
Map Reference	BK 4 PG 603
Instrument Date	Mar 10, 2023
Instrument	351217
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 GRATIOT AVE, ALMA, MI 48801-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 GRATIOT AVE, ALMA, MI 48801-1811

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Mar 13, 2023
Property Address	428 GRATIOT AVE, ALMA, MI 48801-1811
Document Number	01116/01310
Book / Page	01116 / 01310
Map Reference	BK 4 PG 603
Instrument Date	Mar 10, 2023
Instrument	351159
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,229.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 GRATIOT AVE, ALMA, MI 48801-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 PLUM ST, ALMA, MI 48801-2042

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Jul 20, 2018
Property Address	428 GRATIOT AVE, ALMA, MI 48801-1811
Document Number	01025/0813
Book / Page	1025 / 0813
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Alma City
County	Gratiot County
Unified School District	Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,200 (+5.25%)	$160,400 (+5.25%)
2025		$76,200	$152,400
2023	$1,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALMA serves 9,182 people · EPA ID MI0000140
Water Source	Purchased surface water from GRATIOT AREA WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Baraga Telephone Company Fiber	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ISP Management Fixed Wireless	150 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet.

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