428 Golf Dr, Bracey, VA 23919 Property Records

Mecklenburg County property record for 428 Golf Dr, Bracey, VA 23919

Property Summary

Property Type	General Agricultural/Rural
Details	2,642 sqft · built 1980
Lot Size	26.3 acres (1,148,242 sqft)
Owner	Individual Name on Record
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180000-A-064`

Property Details

APN / Parcel Number

Primary APN	`180000-A-064`
Alternative APNs	`180000_A _00_064` `R016329`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,642 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	1,148,242 sqft (26.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	R016329
Street Address	428 GOLF DR
City	BRACEY
State	VA
Zip	23919-1727
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	BRACEY/VALENTINE (428 GOLF DR)
Jurisdiction	MECKLENBURG VA
Township / Civil Division	6
Census Block Group	1
Census Block	1031
Census Tract	930103

Owner

Source: Mecklenburg County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 322, BRACEY, VA 23919-0322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK COMMUNITY BANK
Jan 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2019
Transfer Doc	0190000313
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	428 GOLF DR, BRACEY, VA 23919-1727
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003592
Date	Oct 18, 2019
Instrument	190003592

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 10, 2059

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	428 GOLF DR, BRACEY, VA 23919-1727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000314
Date	Jan 30, 2019
Instrument	190000314

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG VA
Recording Date	Jan 30, 2019
Property Address	428 GOLF DR, BRACEY, VA 23919-1727
Document Number	0190000313
Instrument Date	Jan 28, 2019
Instrument	190000313
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 322, BRACEY, VA 23919-0322

Mortgage

Document Number	0190000314
Date	Jan 30, 2019
Instrument	190000314

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00 (+12.43%)	$291,600 (+24.99%) Land $72,700 Building $218,900	$291,600 (+24.99%) Land $72,700 Building $218,900
2023	$933.00 (-2.71%)	$233,300 (-2.71%) Land $64,600 Building $168,700	$233,300 (-2.71%) Land $64,600 Building $168,700
2022	$959.00	$239,800 Land $71,100 Building $168,700	$239,800 Land $71,100 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER RIDGE private · serves 950 people · EPA ID VA5117700
Water Source	Purchased surface water from ROANOKE RIVER SERVICE AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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