428 Glendell Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 428 Glendell Ln, Waterloo, IL 62298

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,188 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2025)
Tax Bill	$3,623 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-36-118-029-101`

Property Details

APN / Parcel Number

Primary APN	`07-36-118-029-101`
Alternative APN	`07-36-118-029-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Area	273 sqft
Driveway	Concrete Driveway
Driveway Area	748 sqft
Porch	Slab
Porch Area	104 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	428 GLENDELL LN
City	WATERLOO
State	IL
Zip	62298-1868
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	WR5
Legal Description	UNIT 1 GLENDELL VILLAS CONDOMINIUM PLAT
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	ROBRIKAS RUN
Legal Unit	1
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4016
Census Tract	600501

Owner

428 Glendell Ln, a condominium, is owned by two individuals who bought it in June 2025.

Source: Monroe County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 OSTERHAGE DR, WATERLOO, IL 62298-1544
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed, Transfer · Conventional Mortgage STATE BANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2025437866
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 10, 2020
Property Address	428 GLENDELL LN, WATERLOO, IL 62298-1868
Document Number	0000413284
Map Reference	MB 235 PG 421-462
Instrument Date	Dec 9, 2020
Instrument	413284
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 GLENDELL LN, WATERLOO, IL 62298-1868

Mortgage

Document Number	0000413285
Date	Dec 10, 2020
Instrument	413285

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	428 GLENDELL LN, WATERLOO, IL 62298-1868
Document Number	0000388027
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	115 S MOORE ST WATERLOO IL 622981354, WATERLOO, IL 62298-1354

Mortgage

Document Number	0000388027
Date	Jan 25, 2017
Instrument	388027

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 428 Glendell Ln was $3,623, up 5.1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,623.00 (+5.14%) Homeowner's exemption	$64,700 Land $7,990 Building $56,710	$194,100 Land $23,970 Building $170,130
2024	$3,446.00
2022	Additional exemption filed	$55,640 Land $7,460 Building $48,180	$166,920 Land $22,380 Building $144,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Glendell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 Glendell Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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