428 Gaida Loop, Georgetown, TX 78628 Property Records

Williamson County property record for 428 Gaida Loop, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2021
Owner	Individual Name on File
Last Sale	$320,600 (Aug 2021)
Tax Bill	$7,751 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-15-3330-032B-H018`

Property Details

APN / Parcel Number

Primary APN	`R-15-3330-032B-H018`
Alternative APNs	`R589735` `413057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,787 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153330032BH018
Street Address	428 GAIDA LOOP
City	GEORGETOWN
State	TX
Zip	78628-2575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12196 - MORNINGSTAR PH 3 SEC 2B, BLOCK H, LOT 18
Legal Subdivision	MORNINGSTAR PH 3 SEC 2B
Legal Block	H
Legal Lot Number	18
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	3
Census Block	3001
Census Tract	20120

Owner

428 Gaida Loop is owned and occupied by an individual who bought it in August 2021.

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	428 GAIDA LOOP, GEORGETOWN, TX 78628-2575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit AUSTIN TELCO FCU
Aug 20, 2021	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Deed Document Number	2021126710
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	428 GAIDA LOOP, GEORGETOWN, TX 78628-2575
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 GAIDA LOOP, GEORGETOWN, TX 78628-2575

Mortgage

Document Number	0000057164
Date	Jul 12, 2023
Instrument	2023057164

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 20, 2021
Property Address	428 GAIDA LOOP, GEORGETOWN, TX 78628-2575
Document Number	0000126710
Map Reference	DOC 2019124246
Instrument Date	Aug 20, 2021
Instrument	2021126710
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	STEWART TITLE, STEWART TITLE OF AUSTIN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY, 14701, JACKSONVILLE, FL 32256-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 GAIDA LOOP, GEORGETOWN, TX 78628-2575

Mortgage

Document Number	0000126711
Date	Aug 20, 2021
Instrument	2021126711

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 428 Gaida Loop was $7,751 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,751.00 Homeowner's exemption	$350,129 Land $95,000 Building $255,129	$350,129 Land $95,000 Building $255,129
2023	$6,902.00 (-6.2%) Homeowner's exemption	$362,603 Land $85,000 Building $277,603	$362,603 Land $85,000 Building $277,603
2022	$7,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Gaida Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Gaida Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: FiberFirst, VTX Communications.

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