Worcester County and Oakham Town property record for 428 Gaffney Rd, Oakham, MA 01068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,908 sqft · built 2002 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| APN | 408-43 |
| Primary APN | 408-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 4,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 408-43 |
|---|---|
| Street Address | 428 GAFFNEY RD |
| City | OAKHAM |
| State | MA |
| Zip | 01068-9643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 430 |
| Jurisdiction | OAKHAM MA |
| Township / Civil Division | OAKHAM |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 721101 |
Source: Worcester County and Oakham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 GAFFNEY RD, OAKHAM, MA 01068-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKHAM MA |
| Property Address | 428 GAFFNEY RD, OAKHAM, MA 01068-9643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56805-73 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 56805/73 |
| Instrument | 21956 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oakham Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,124.00 (+6.04%) | $443,600 (+1.72%) Land $140,100 Building $303,500 | $487,825 (+6.42%) |
| 2024 | $4,832.00 (+7.55%) | $436,100 (+12.31%) Land $137,400 Building $298,700 | $458,375 |
| 2023 | $4,493.00 | $388,300 Land $120,500 Building $267,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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