428 Frontier Ln, Johnstown, CO 80534 Property Records

Weld County property record for 428 Frontier Ln, Johnstown, CO 80534

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,158 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2025)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more
APN	`1.05-90-8-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.05-90-8-E+-11`
Alternative APNs	`1059-08-1-17-003` `R1846902`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,158 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	2,158 sqft
Basement Area	1,071 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	546 sqft
Porch	Slab
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1846902
Street Address	428 FRONTIER LN
City	JOHNSTOWN
State	CO
Zip	80534-7842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOH 1JOHF L3 BLK14 JOHNSTOWN FARMS FG #1
Legal Range	67W
Legal Township	4N
Legal Section	8
Legal Subdivision	JOHNSTOWN FARMS FG#1
Legal Block	14
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	JOHNSTOWN-MILLIKEN
Census Block Group	2
Census Block	2024
Census Tract	2108

Owner

428 Frontier Ln is owned by two individuals who bought it in September 2025.

Source: Weld County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 W 16TH ST, 23, GREELEY, CO 80634-6842
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 28, 2021	Warranty Deed, Transfer · FHA Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	20255052923
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	0003904707
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	428 FRONTIER LN, JOHNSTOWN, CO 80534-7842
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004813306
Date	Mar 28, 2022
Instrument	4813306

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 12, 2025
Property Address	428 FRONTIER LN, JOHNSTOWN, CO 80534-7842
Document Number	0005052923
Instrument Date	Sep 10, 2025
Instrument	5052923
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3405 W 16TH ST UNIT 23, 23, GREELEY, CO 80634-6842

Mortgage

Document Number	0005052924
Date	Sep 12, 2025
Instrument	5052924

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 28, 2021
Property Address	428 FRONTIER LN, JOHNSTOWN, CO 80534-7842
Document Number	0004760838
Instrument Date	Sep 24, 2021
Instrument	4760838
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 FRONTIER LN, JOHNSTOWN, CO 80534-7842

Mortgage

Document Number	0004760839
Date	Sep 28, 2021
Instrument	4760839

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 428 Frontier Ln was $3,333, up 14.1% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Johnstown Town
Unified School District	Johnstown-Milliken School District RE-5J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,510 (-2.05%) Land $6,920 Building $24,590	$514,723 (-) Land $113,000 Building $401,723
2025	$3,333.00 (+14.07%)	$32,170 Land $7,060 Building $25,110	$514,723 Land $113,000 Building $401,723
2024	$2,922.00 (+6.45%)
2023	$2,745.00	$33,540 Land $5,750 Building $27,790	$495,739 Land $85,000 Building $410,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 428 Frontier Ln.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Frontier Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JOHNSTOWN serves 27,295 people · EPA ID CO0162418
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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