428 Front St, Belvidere, NJ 07823 Property Records

Warren County and Belvidere Town property record for 428 Front St, Belvidere, NJ 07823

Property Summary

Property Type	Apartments (5+ Units)
Details	2,160 sqft · built 1888
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Sep 2022)
Tax Bill	$9,246 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00017-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00017-0000-00006`
Alternative APNs	`030001700006` `4453`

Interior

Units	8 Units
Stories	2 Stories
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	192 ft deep x 35 ft wide

Location & Zoning

Account Number	4453
Street Address	428 FRONT ST
City	BELVIDERE
State	NJ
Zip	07823-1529
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	B
Legal Block	17
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3000
Census Tract	31700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belvidere Historic District listed 1980 · 229 contributing resources · NRIS 80002525

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

428 Front St, a residential property, is owned by a company that bought it in September 2022.

Source: Warren County and Belvidere Town records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 502, BROADWAY, NJ 08808-0502
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Apr 25, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	2022582090
Deed Book / Page	3294 / 246
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 12, 2022
Property Address	428 FRONT ST, BELVIDERE, NJ 07823-1529
Document Number	003294/246
Book / Page	3294 / 246
Instrument Date	Jun 28, 2022
Instrument	2022-582090
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 BROOKS BLVD, 203, MANVILLE, NJ 08835-1397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BROOKS BLVD, MANVILLE, NJ 08835-1397
Investor	Possibly a Property Investor

Mortgage

Document Number	2022582091
Date	Sep 12, 2022
Instrument	2022-582091

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Mortgage

Document Number	007388/197
Date	Sep 12, 2022
Book Page	7388/197
Instrument	2022-582092

Lender

Name	SOMEDAY GROUP LLC
Type	Non-Lending Institution
Address	WHITEHOUSE STATION, NJ 08889

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 30, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 25, 2019
Property Address	428 FRONT ST, BELVIDERE, NJ 07823-1529
Document Number	0000508985
Book / Page	002954 / 000219
Instrument Date	Mar 27, 2019
Instrument	508985
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 JOHNSON RD HACKETTSTOWN NJ 078404711, HACKETTSTOWN, NJ 07840-4711

Mortgage

Document Number	508986
Date	Apr 25, 2019
Book Page	006696/000209
Instrument	508986

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 428 Front St was $9,246, up 3.7% from the year before.

Source: Warren County and Belvidere Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Belvidere Town
Unified School District	Belvidere Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (-) Land $120,000 Building $160,000	$280,000 (-) Land $120,000 Building $160,000
2025	$9,246.00 (+3.75%)	$280,000 Land $120,000 Building $160,000	$280,000 Land $120,000 Building $160,000
2024	$8,912.00
2023		$280,000 Land $120,000 Building $160,000	$280,000 Land $120,000 Building $160,000
2022	$7,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	50 (1996–2011)
Claims Outside the SFHA	18 of 50
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2006 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - BELVIDERE private · serves 2,854 people · EPA ID NJ2103001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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