Cherokee County property record for 428 Ford Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft · built 1968 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $158 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 019630-23-3 |
| Primary APN | 019630-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Porch |
| Old Parcel Number | 1370000047000 60696289 |
|---|---|
| Street Address | 428 FORD RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 428 FORD RD MOORE $51000 DEANNA TO JACK PER FCO |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970503 |
428 Ford Rd is owned and occupied by an individual who acquired it in May 2009.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1352, GAFFNEY, SC 29342-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2009 |
| Deed Sale | May 13, 2009 |
| Deed Document Number | 02370 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 428 Ford Rd was $158 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158.00 Homeowner's exemption | $3,200 Land $320 Building $2,880 | $80,000 Land $8,000 Building $72,000 |
| 2023 | $134.00 Homeowner's exemption | $3,200 Land $320 Building $2,880 | $80,000 Land $8,000 Building $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Ford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2004–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Ford Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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