428 Florida St, Geneva, AL 36340 Property Records

Geneva County property record for 428 Florida St, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	1 ba · 628 sqft · built 1965
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on File
Last Sale	$13,500 (Aug 2026)
Tax Bill	$27 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`1805214009006000`

Property Details

APN / Parcel Number

Primary APN	`1805214009006000`
Alternative APN	`0000102460`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	628 sqft Total Area
1st Floor Area	628 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	160 ft deep x 160 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	544 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000102460
Street Address	428 FLORIDA ST
City	GENEVA
State	AL
Zip	36340-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 394' N OF INT S/L SE 1/4 & W ROW FLORIDA ST, N 200', W 160', S 200', E 160' TO POB. S21-T1N-R22E
Legal Range	22E
Legal Township	01N
Legal Section	21
Jurisdiction	GENEVA AL
Township / Civil Division	HARTFORD
Census Block Group	4
Census Block	4059
Census Tract	50400

Owner

428 Florida St is owned by a company that bought it in August 2026.

Source: Geneva County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	5711 E COUNTY ROAD 4, BLACK, AL 36314-5013
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF HARTFORD HARTFO
Aug 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Jul 17, 2025 · Amount on File
Deed Book / Page	1329 / 498
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Recording Date	Sep 2, 2026
Property Address	428 FLORIDA ST, GENEVA, AL 36340-6504
Document Number	1332000486
Book / Page	1332 / 486
Instrument Date	Aug 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	1332000486,
Date	Sep 2, 2026
Book Page	1332/486

Lender

Name	FIRST NATIONAL BANK OF HARTFORD HARTFO

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 27, 2027

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENEVA AL
Recording Date	Aug 11, 2026
Property Address	428 FLORIDA ST, GENEVA, AL 36340-6504
Document Number	1329000498
Book / Page	1329 / 498
Instrument Date	Apr 19, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,363.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5711 E COUNTY ROAD 4, BLACK, AL 36314-5013

Tax Assessment & Valuation

The 2026 property tax bill for 428 Florida St was $27, down 75.9% from the year before.

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27.00 (-75.89%)
2025	$112.00 (+194.74%)	$3,520 (+33.33%) Land $2,140 Building $1,380	$17,600 (-33.08%) Land $10,700 Building $6,900
2024	$38.00 (+31.03%) Homeowner's exemption	$2,640 (+14.78%) Land $1,080 Building $1,560	$26,300 (+15.35%) Land $10,700 Building $15,600
2023	$29.00 (-5%) Homeowner's exemption	$2,300 (-32.75%) Land $960 Building $1,340	$22,800 (-32.74%) Land $9,600 Building $13,200
2022	$58.00 Homeowner's exemption	$3,420 Land $800 Building $2,620	$33,900 Land $7,900 Building $26,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Florida St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2009)
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims Severe Storms And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Florida St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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