Chesapeake City property record for 428 Flintlock Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,122 sqft · built 1994 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jun 2020) |
| Tax Bill | $4,515 (2025) |
| Deeds & Mortgages | Jan 2007 Second Mortgage Mar 2009 Mortgage + 5 more |
| APN | 0607004001380 |
| Primary APN | 0607004001380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,122 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 236 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 336 sqft |
| Patio Area | 422 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 FLINTLOCK RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 138 BRIARWOOD MEADOWS SEC 3 |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 12, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 23, 2018 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 30, 2012 | Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Mar 23, 2018 | Intrafamily Transfer, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 2, 2006 | Warranty Deed, Transfer · VA Mortgage FIRST HORIZON HOME LOAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Feb 2, 2006 · Amount on Record |
| Deed Document Number | 202020631 |
| Deed Book / Page | 10171 / 1405 |
| Prior Transfer Date | Mar 9, 2018 |
| Prior Transfer Doc | 9895/287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006914/831 |
|---|---|
| Date | Jan 19, 2007 |
| Book Page | 6914/831 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 1, 2011 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007738/598 |
|---|---|
| Date | Mar 12, 2009 |
| Book Page | 7738/598 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009895/287 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 9895/287 |
| Instrument | 180007350 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008802/252 |
|---|---|
| Date | Aug 30, 2012 |
| Book Page | 8802/252 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 26, 2020 |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Document Number | 10171/1405 |
| Book / Page | 10171 / 1405 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 200020631 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLEQUEST AGENCY INC, TITLEQUEST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Document Number | 200020632 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 200020632 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 23, 2018 |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Document Number | 9895/283 |
| Book / Page | 9895 / 283 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 180007349 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 FINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Document Number | 9895/287 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 9895/287 |
| Instrument | 180007350 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 2, 2006 |
| Property Address | 428 FLINTLOCK RD, CHESAPEAKE, VA 23322-5480 |
| Document Number | 006367/581 |
| Book / Page | 6367 / 581 |
| Instrument Date | Jan 23, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006367584 |
|---|---|
| Date | Feb 2, 2006 |
| Instrument | 6367/584 |
| Name | FIRST HORIZON HOME LOAN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,900 (+4.68%) Land $200,000 Building $267,900 | $467,900 (+4.68%) Land $200,000 Building $267,900 | |
| 2025 | $4,515.00 (+6.19%) | $447,000 (+12.59%) Land $190,000 Building $257,000 | $447,000 (+12.59%) Land $190,000 Building $257,000 |
| 2024 | $4,252.00 (+31.93%) | ||
| 2023 | $397,000 (+4.45%) Land $170,000 Building $227,000 | $397,000 (+4.45%) Land $170,000 Building $227,000 | |
| 2022 | $380,100 Land $150,000 Building $230,100 | $380,100 Land $150,000 Building $230,100 | |
| 2019 | $3,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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