St. Clair County property record for 428 Flagstone Pass Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,348 sqft · built 2017 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $443,000 (Aug 2017) |
| Tax Bill | $14,762 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2020 Transfer + 2 more |
| APN | 03-13-0-203-009 |
| Primary APN | 03-13-0-203-009 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| Basement Area | 1,824 sqft |
| Unfinished Basement | 1,824 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 792 sqft |
| Porch | Porch |
| Porch Area | 672 sqft |
| Cooling System | Central |
|---|
| Street Address | 428 FLAGSTONE PASS DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVES AT TIMBER RIDGE PHASE 2 LOT 30 A02631184 A02638916 |
| Legal Subdivision | RESERVES AT TIMBER RIDGE |
| Legal Phase | 2 |
| Legal Block | 203 |
| Legal Lot Number | 30 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 503404 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 FLAGSTONE PASS DR, O FALLON, IL 62269-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FIN'L |
| Jan 13, 2020 | Correction Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Oct 24, 2019 | Quit Claim Deed, Mortgage DELMAR FIN'L |
| Aug 30, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DELMAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2017 · Amount on Record |
| Deed Document Number | 20172550074 |
| Last Transfer Date | Oct 16, 2019 |
| Transfer Doc | 0002631184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 428 FLAGSTONE PASS DR, O FALLON, IL 62269-7437 |
| Document Number | 00A2660740 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 FLAGSTONE PASS DR O FALLON IL 622697437, O FALLON, IL 62269-7437 |
| Document Number | 00A2660740 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2660740 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 13, 2020 |
| Property Address | 428 FLAGSTONE PASS DR, O FALLON, IL 62269-7437 |
| Document Number | 00A2638916 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2638916 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 FLAGSTONE PASS DR O FALLON IL 622697437, O FALLON, IL 62269-7437 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 24, 2019 |
| Property Address | 428 FLAGSTONE PASS DR, O FALLON, IL 62269-7437 |
| Document Number | 00A2631184 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2631184 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 FLAGSTONE PASS DR O FALLON IL 622697437, O FALLON, IL 62269-7437 |
| Document Number | A2631185 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2631185 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 30, 2017 |
| Property Address | 428 FLAGSTONE PASS DR, O FALLON, IL 62269-7437 |
| Document Number | 00A2550074 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2550074 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2633 WESTINGHOUSE DR SHILOH IL 622213494, SHILOH, IL 62221-3494 |
| Document Number | A2550075 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2550075 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,762.00 | $215,385 (+28.38%) Land $34,220 Building $181,165 | $646,155 (+28.38%) Land $102,660 Building $543,495 |
| 2022 | $167,773 Land $26,249 Building $141,524 | $503,319 Land $78,747 Building $424,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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