428 Flagg St, Aurora, IL 60505 Property Records

Kane County property record for 428 Flagg St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,798 sqft · built 1900
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on Record
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-429-010`

Property Details

APN / Parcel Number

Primary APN	`15-22-429-010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	2,892 sqft
Basement Area	1,094 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	132 ft deep x 46 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 FLAGG ST
City	AURORA
State	IL
Zip	60505-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOLES ADDN W 64 FT LOT 8 BLK 25 LOT DIMENSIONS: 46 X 132 APPROX LOT SQ FT 6072 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal Subdivision	DOLES ADDN
Legal Block	25
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	853402

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 FLAGG ST, AURORA, IL 60505-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2001
Deed Sale	Aug 14, 2001
Prior Sale	Sep 3, 1996 · Amount on Record
Deed Document Number	200183737
Last Transfer Date	Nov 4, 2004
Transfer Doc	0000154758
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	428 FLAGG ST, AURORA, IL 60505-2656
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080138
Date	Oct 22, 2021
Instrument	2021K080138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (+14.02%) Homeowner's exemption Senior Citizen's exemption
2024		$53,351 (+22.66%) Land $6,519 Building $46,832	$160,117 (+22.71%) Land $19,565 Building $140,552
2022	$2,468.00 (-24.5%) Homeowner's exemption	$43,494 (+7.41%) Land $5,315 Building $38,179	$130,482 (+7.41%) Land $15,945 Building $114,537
2021	$3,269.00	$40,493 Land $4,948 Building $35,545	$121,479 Land $14,844 Building $106,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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