428 First St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 428 First St, Annapolis, MD 21403 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,068 sqft · built 2018
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2013)
Tax Bill	$13,010 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-00569200`

Property Details

APN / Parcel Number

Primary APN	`06-000-00569200`
Alternative APNs	`600000569200` `00000569200`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,068 sqft Total Area
1st Floor Area	885 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Porch	Open Porch
Porch Area	461 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	00000569200
Old Parcel Number	600000569200
Street Address	428 FIRST ST
City	ANNAPOLIS
State	MD
Zip	21403-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 428 428 FIRST ST EASTPORT
Legal Subdivision	DUVALLS PLAT/EASTPORT SEC 1
Legal Lot Number	428
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3020
Census Tract	706302

Owner

Source: Anne Arundel County records · APN 06-000-00569200

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 FIRST ST, ANNAPOLIS, MD 21403-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 21, 2019	Deed of Trust, Mortgage PRIME LNDG
Jun 14, 2017	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2013 · Amount on Record
Deed Sale	Mar 01, 2013 · Amount on Record
Prior Sale	Nov 13, 2000
Deed Document Number	0025819207
Deed Book / Page	25819 / 207
Record Updated	Jun 07, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	428 FIRST ST, ANNAPOLIS, MD 21403-2607
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355810239
Date	Nov 10, 2020
Book Page	35581/239

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	428 FIRST ST, ANNAPOLIS, MD 21403-2607
Document Number	0339190181
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	MARYLAND TITLE WORKS UNLIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 FIRST ST ANNAPOLIS MD 214032607, ANNAPOLIS, MD 21403-2607

Mortgage

Document Number	0339190181
Date	Dec 05, 2019
Book Page	033919/000181

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	428 FIRST ST, ANNAPOLIS, MD 21403-2607
Document Number	0310680334
Book / Page	031068 / 000334
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 FIRST ST ANNAPOLIS MD 214032607, ANNAPOLIS, MD 21403-2607

Mortgage

Document Number	0310680334
Date	Jun 21, 2017
Book Page	031068/000334

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,010.00 Homeowner's exemption	$945,400 Land $530,300 Building $415,100	$945,400 Land $530,300 Building $415,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037063023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured 91 under condo master policies
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026, rainfall accumulation
Claims By Storm	Hurricane Isabel, Sep 2003 · 40 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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