428 Ferne Dr, Wheeling, IL 60090 Property Records

Cook County property record for 428 Ferne Dr, Wheeling, IL 60090 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details4 bd · 2.5 ba · 1,490 sqft · built 1975
Lot Size0.043 acres (1,867 sqft)
OwnerIndividual Name on File
Last Sale$266,000 (Aug 2006)
Tax Bill$6,597 (2023)
Deeds & MortgagesJun 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-12-302-064

Property Details

APN / Parcel Number

Primary APN03-12-302-064
Alternative APN
  • 03-12-302-064-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,490 sqft Living Area
1st Floor Area1,490 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1976
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area1,867 sqft (0.043 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address428 FERNE DR
CityWHEELING
StateIL
Zip60090-6214
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(HARMONY) VILLAGE RESUB OF PTS SECS11&12 SEC 11-42-11
Legal Range11E
Legal Township42N
Legal Section11
Legal SubdivisionHARMONY VILLAGE RESUB OF PTS SECS11&12
Legal Block13
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group4
Census Block4000
Census Tract802505

Owner

Source: Cook County records · APN 03-12-302-064

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 FERNE DR, WHEELING, IL 60090-6214
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE REPUBLIC INC
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
ONE REPUBLIC MTG INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2006 · Amount on Record
Deed SaleAug 31, 2006 · Amount on Record
Prior SaleDec 30, 2002 · Amount on Record
Deed Document Number200649143
Last Transfer DateJan 22, 2015
Transfer Doc0000056029
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address428 FERNE DR, WHEELING, IL 60090-6214
Transaction TypeMortgage
Record UpdatedJun 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015920200
DateJun 08, 2021
Instrument2115920200
Lender
NameONE REPUBLIC INC
TypeNon-Lending Institution
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2031
Interest
Rate2.37%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address428 FERNE DR, WHEELING, IL 60090-6214
Document Number1801615046
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyADVISORS TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address428 FERNE DR WHEELING IL 600906214, WHEELING, IL 60090-6214

Mortgage

Document Number1801615046
DateJan 16, 2018
Instrument1615046
Lender
NameONE REPUBLIC MTG INC
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueJan 15, 2030
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityWheeling Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictWheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$28,000 (+21.74%) Land $3,734 Building $24,266$280,000 (+21.74%) Land $37,340 Building $242,660
2023$6,597.00 (+5.43%)
2022$6,257.00 Homeowner's exemption$22,999 Land $4,499 Building $18,500$229,990 Land $44,990 Building $185,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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