428 Falling Leaf Way, Mascoutah, IL 62258 Property Records

St. Clair County property record for 428 Falling Leaf Way, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,520 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Apr 2006)
Tax Bill	$5,624 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
APN	`09-25-0-205-010`

Property Details

APN / Parcel Number

Primary APN	`09-25-0-205-010`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	120 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	428 FALLING LEAF WAY
City	MASCOUTAH
State	IL
Zip	62258-2786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERBROOK PLAT 2 LOT 182 A02511705
Legal Subdivision	TIMBERBROOK PLAT 2
Legal Block	205
Legal Lot Number	182
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	2
Census Block	2005
Census Tract	504356

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2006 · Amount on Record
Deed Sale	Apr 26, 2006 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	20061974344
Deed Book / Page	4324 / 304
Last Transfer Date	Aug 26, 2016
Transfer Doc	00A2511705
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	428 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02721338
Date	Oct 12, 2021
Instrument	A02721338

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,624.00 (+5.28%) Homeowner's exemption	$84,851 (+7.58%) Land $11,712 Building $73,139	$254,553 (+7.58%) Land $35,136 Building $219,417
2024	$5,342.00	$78,873 (+20.23%) Land $10,887 Building $67,986	$236,619 (+20.23%) Land $32,661 Building $203,958
2022		$65,601 Land $9,055 Building $56,546	$196,803 Land $27,165 Building $169,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20