428 Fairview Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 428 Fairview Ave, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1993
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$1,349 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-48-112-000

Property Details

APN / Parcel Number

Primary APN007-48-112-000
Alternative APN
  • 0074811200000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 79 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area15 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address428 FAIRVIEW AVE
CityOWOSSO
StateMI
Zip48867-8903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMOS GOULD ACRES #1 CALEDONIA TWP LOT 112
Legal SubdivisionAMOS GOULD ACRES 1
Legal Lot Number112
JurisdictionSHIAWASSEE MI
Township / Civil DivisionCALEDONIA
Census Block Group1
Census Block1032
Census Tract31700

Owner

428 Fairview Ave is owned and occupied by two individuals.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address428 FAIRVIEW AVE, OWOSSO, MI 48867-8903
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address428 FAIRVIEW AVE, OWOSSO, MI 48867-8903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 FAIRVIEW AVE, OWOSSO, MI 48867-8903

Mortgage

Document Number0012740614
DateOct 30, 2020
Book Page1274/614
Instrument3338298
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 428 Fairview Ave was $1,349 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionCaledonia Charter Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,100 (+14.68%)$156,200 (+14.68%)
2025$1,349.00 Homeowner's exemption$68,100$136,200
2023$1,269.00 Homeowner's exemption$63,400$126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Fairview Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Fairview Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Fairview Ave

Nearby Streets

Search Property Records by Address or Parcel Number