428 Everett St, Toledo, OH 43608 Property Records

Lucas County property record for 428 Everett St, Toledo, OH 43608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,443 sqft · built 1912
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$8,000 (Dec 2007)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-11291`

Property Details

APN / Parcel Number

Primary APN	`03-11291`
Alternative APN	`01262029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	862 sqft
2nd Floor Area	581 sqft
Upper Floors Area	726 sqft
Basement Area	650 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Raised
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	127 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 EVERETT ST
City	TOLEDO
State	OH
Zip	43608-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	CHESTNUT STREET ADDN LOT 10
Legal Subdivision	CHESTNUT STREET ADDN
Legal Lot Number	10
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1013
Census Tract	1800

Owner

Source: Lucas County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 EVERETT ST, TOLEDO, OH 43608-2439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2007 · Amount on Record
Deed Sale	Dec 12, 2007 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	200773496
Last Transfer Date	Nov 3, 2022
Transfer Doc	0000050180
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 23, 2022
Property Address	428 EVERETT ST, TOLEDO, OH 43608-2439
Document Number	0000050180
Instrument Date	Nov 3, 2022
Instrument	202211230050180
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 EVERETT ST, TOLEDO, OH 43608-2439

Mortgage

Document Number	0000050203
Date	Nov 23, 2022
Instrument	202211230050203

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 23, 2022
Property Address	428 EVERETT ST, TOLEDO, OH 43608-2439
Document Number	0000050179
Instrument Date	Sep 15, 2022
Instrument	202211230050179
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 EVERETT ST, TOLEDO, OH 43608-2439

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 (+240.22%)	$12,950 (-) Land $1,750 Building $11,200	$37,000 (-) Land $5,000 Building $32,000
2024	$736.00 (+4.99%)	$12,950 (+45.67%) Land $1,750 Building $11,200	$37,000 (+45.67%) Land $5,000 Building $32,000
2023	$701.00 (-5.14%)	$8,890 (-) Land $1,505 Building $7,385
2022	$739.00	$8,890 Land $1,505 Building $7,385
2021			$25,400 Land $4,300 Building $21,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T.

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