Contra Costa County property record for 428 Everett St, El Cerrito, CA 94530 · Last verified August 2026
| Property Type | Quadplex |
|---|---|
| Details | 2,864 sqft · built 1914 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Jul 2023) |
| Tax Bill | $20,865 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jul 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-111-023-9 |
| Primary APN | 504-111-023-9 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| 1st Floor Area | 2,864 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Quadruplex |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 428 EVERETT ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3731 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Legal Description | HENDERSON TAPSCOTT LOTS 15 & 16 BLK 26 |
| Legal Subdivision | HENDERSON TAPSCOTT 01 |
| Legal Tract | 1 |
| Legal Block | 26 |
| Legal Lot Number | 15,16 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 389100 |
Source: Contra Costa County records · APN 504-111-023-9
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 VICTORIA ST, EL CERRITO, CA 94530-3721 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Jul 24, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Jul 24, 2023 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU |
| Aug 06, 2019 | Deed of Trust, Mortgage · ARM HSBC BANK USA |
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP |
| Aug 27, 2018 | Affidavit of Death, Transfer NORTH AMERICAN TITLE |
| Aug 27, 2018 | Grant Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 202370362 |
| Prior Transfer Date | Jul 11, 2023 |
| Prior Transfer Doc | 0000070364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Document Number | 0000070363 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023-070363 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 VICTORIA ST, EL CERRITO, CA 94530-3721 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Document Number | 0000070364 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023-070364 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 VICTORIA ST, EL CERRITO, CA 94530-3721 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Document Number | 0000070362 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023-070362 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 VICTORIA ST, EL CERRITO, CA 94530-3721 |
| Document Number | 0000070365 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023-070365 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000123268 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | 2019-123268 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.7% |
| Index | 1-Year LIBOR |
| Max Rate | 8.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Document Number | 0000155803 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1208 NORVELL ST EL CERRITO CA 945302452, EL CERRITO, CA 94530-2452 |
| Document Number | 0000155803 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 155803 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Document Number | 0000137118 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 137118 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 428 EVERETT ST, EL CERRITO, CA 94530-3731 |
| Document Number | 0000137119 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 137119 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 428 430 & 430 1/2 EVERETT ST EL CERRITO CA 94530, EL CERRITO, CA 94530 |
| Document Number | 137120 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 137120 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,433,100 (+2%) Land $832,320 Building $600,780 | |
| 2025 | $20,865.00 (+31.27%) | $1,405,000 (+31.04%) Land $816,000 Building $589,000 |
| 2023 | $15,895.00 (+1.18%) | $1,072,199 Land $643,320 Building $428,879 |
| 2022 | $15,709.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133891002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 900 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Sonic Telecom | Fiber | 10,000 / 10,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Unwired | Fixed Wireless | 300 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Etheric Communications, LLC., AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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