428 Emerald Trl, Brandon, MS 39047 Property Records

Rankin County property record for 428 Emerald Trl, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,203 sqft · built 2019
Lot Size	0.171 acres (7,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Oct 2024)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H11J000004 02180`

Property Details

APN / Parcel Number

Primary APN	`H11J000004 02180`
Alternative APN	`81051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,203 sqft Adjusted Area
1st Floor Area	1,848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,469 sqft (0.171 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	81051
Street Address	428 EMERALD TRL
City	BRANDON
State	MS
Zip	39047-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 GARDENS OF MANSHIP PHASE 5 & 6
Legal Range	03E
Legal Township	06N
Legal Section	18
Legal Subdivision	GARDENS OF MANSHIP PHASE 5
Legal Phase	5
Legal Lot Number	218
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	20212

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 EMERALD TRL, BRANDON, MS 39047-6511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHEVRON FCU
Apr 3, 2023	Warranty Deed, Transfer
Oct 19, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Apr 3, 2023 · Amount on Record
Deed Book / Page	2024 / 21789
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	2021019604
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	428 EMERALD TRL, BRANDON, MS 39047-6511
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010405
Date	Aug 4, 2021
Book Page	3021/10405

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 3, 2023
Property Address	428 EMERALD TRL, BRANDON, MS 39047-6511
Document Number	0000006886
Book / Page	2023 / 6886
Map Reference	CAB E SL 97
Instrument Date	Apr 3, 2023
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 FOX BAY RDG, BRANDON, MS 39047-8963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 EMERALD TRL, BRANDON, MS 39047-6511

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 19, 2017
Property Address	428 EMERALD TRL, BRANDON, MS 39047-6511
Document Number	0000024448
Instrument	24448
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (+9.95%) Homeowner's exemption	$23,159 (+11.53%)
2024	$2,765.00 (+168.45%)		$231,590 (+11.53%) Land $35,000 Building $196,590
2023		$20,764
2021			$207,640 Land $35,000 Building $172,640
2019	$1,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	18 (2003–2018)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
NETSPEEDMS Fixed Wireless	232 / 133
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Emerald Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures