Racine County property record for 428 Emerald Dr, Mount Pleasant, WI 53406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,990 sqft · built 1998 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $124,700 (Aug 2016) |
| Tax Bill | $8,294 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151 032212637060 |
| Primary APN | 151 032212637060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Living Area |
| Gross Area | 5,548 sqft |
| 1st Floor Area | 2,558 sqft |
| 2nd Floor Area | 432 sqft |
| Basement Area | 2,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 200 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 632 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 428 EMERALD DR |
|---|---|
| City | MOUNT PLEASANT |
| State | WI |
| Zip | 53406-3491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 WOODLAND HILLS LOT 6 FROM 008032212496000 & 497030 IN 97 FOR 98 ROLL |
| Legal Range | 22E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | WOODLAND HILLS |
| Legal Lot Number | 6 |
| Jurisdiction | RACINE WI |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1706 |
428 Emerald Dr is owner-occupied and held in a trust since September 2025.
Source: Racine County records, as of March 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 428 EMERALD DR, MOUNT PLEASANT, WI 53406-3491 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Intrafamily Transfer, Transfer |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit JOHNSON BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · VA Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on File |
| Deed Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 20162441376 |
| Last Transfer Date | Sep 18, 2025 |
| Transfer Doc | 0002713250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | Oct 29, 2025 |
| Property Address | 428 EMERALD DR, MOUNT PLEASANT, WI 53406-3491 |
| Document Number | 0002713250 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2713250 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 428 EMERALD DR, MOUNT PLEASANT, WI 53406-3491 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RACINE WI |
| Property Address | 428 EMERALD DR, MOUNT PLEASANT, WI 53406-3491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002463272 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2463272 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | KENOSHA, WI 53144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RACINE WI |
| Property Address | 428 EMERALD DR, MOUNT PLEASANT, WI 53406-3491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0002595079 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2595079 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 428 Emerald Dr was $8,294 with a homeowner's exemption, up 6.7% from the year before.
Source: Racine County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Racine County |
| Municipality | Mount Pleasant Village |
| Unified School District | Racine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,294.00 (+6.74%) Homeowner's exemption | $528,100 (+6.79%) Land $85,700 Building $442,400 | $541,127 (+5.73%) Land $87,814 Building $453,313 |
| 2024 | $7,770.00 (+7.8%) Homeowner's exemption | $494,500 (+10.85%) Land $85,700 Building $408,800 | $511,821 (+14.44%) Land $88,702 Building $423,119 |
| 2023 | $7,208.00 (-0.8%) Homeowner's exemption | $446,100 (+0.31%) Land $79,900 Building $366,200 | $447,258 (+0.31%) Land $80,107 Building $367,151 |
| 2022 | $7,266.00 Homeowner's exemption | $444,700 Land $79,900 Building $364,800 | $445,854 Land $80,107 Building $365,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Emerald Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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