428 Ellen St, Ama, LA 70031 Property Records

St. Charles Parish property record for 428 Ellen St, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	1,787 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2023)
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2023 Sale & Mortgage + 2 more
APN	`2-047 00G 00021`

Property Details

APN / Parcel Number

Primary APN	`2-047 00G 00021`

Interior

Building Area	1,787 sqft Living Area

Exterior

Year Built	Built 1985
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	428 ELLEN ST
City	AMA
State	LA
Zip	70031-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21 & 22, BLK. G, ADD. 1 TO SELLERS VILLAGE SUBD. IN AMA.
Legal Subdivision	AMA - SELLERS VILLAGE
Legal Block	G
Legal Lot Number	21,22 22
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	63000

Owner

428 Ellen St is owned and occupied by an individual who bought it in April 2023.

Source: St. Charles Parish records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	428 ELLEN ST, AMA, LA 70031-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 5, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Apr 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 20, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Document Number	474291
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	428 ELLEN ST, AMA, LA 70031-2128
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019560033
Date	Aug 24, 2021
Book Page	1956/33
Instrument	461866

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES LA
Recording Date	Apr 5, 2023
Property Address	428 ELLEN ST, AMA, LA 70031-2128
Document Number	0000474291
Instrument Date	Mar 31, 2023
Instrument	474291
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 BROWNING DR, LULING, LA 70070-3088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ELLEN ST, AMA, LA 70031-2128

Mortgage

Document Number	0000474292
Date	Apr 5, 2023
Instrument	474292

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	428 ELLEN ST, AMA, LA 70031-2128
Document Number	0018560001
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ELLEN ST AMA LA 700312128, AMA, LA 70031-2128

Mortgage

Document Number	0018560001
Date	Apr 23, 2020
Book Page	001856/000001
Instrument	448301

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Jul 20, 2018
Property Address	428 ELLEN ST, AMA, LA 70031-2128
Document Number	0008650593
Book / Page	000865 / 000593
Instrument Date	Jul 19, 2018
Instrument	434084
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	RIVERVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	225 BERNARD AVE AMA LA 700312115, AMA, LA 70031-2115

Mortgage

Document Number	17730470
Date	Jul 20, 2018
Book Page	001773/000470
Instrument	434085

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 428 Ellen St was $1,517 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,517.00 (-1.49%) Homeowner's exemption	$22,510 (-) Land $3,190 Building $19,320	$225,100 (-) Land $31,900 Building $193,200
2024	$1,540.00 (+46.81%) Homeowner's exemption	$22,510 (+33.17%) Land $3,190 Building $19,320	$225,100 (+33.17%) Land $31,900 Building $193,200
2023	$1,049.00 (+5.01%) Homeowner's exemption	$16,903 (+5.31%) Land $3,870 Building $13,033	$169,030 (+5.31%) Land $38,700 Building $130,330
2022	$999.00 Homeowner's exemption	$16,050 Land $3,870 Building $12,180	$160,500 Land $38,700 Building $121,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 428 Ellen St; there have been 52 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Ellen St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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