428 Elgin Ave, Forest Park, IL 60130 Property Records

Cook County property record for 428 Elgin Ave, Forest Park, IL 60130

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,275 sqft · built 1954
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Mar 2026)
Tax Bill	$19,523 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13-207-022`

Property Details

APN / Parcel Number

Primary APN	`15-13-207-022`
Alternative APN	`15-13-207-022-0000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	428 ELGIN AVE
City	FOREST PARK
State	IL
Zip	60130-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SAWYERS) SUB OF PT OF NE OF SEC13 NE SEC 13-39-12
Legal Range	12E
Legal Township	39N
Legal Section	13
Legal Subdivision	SAWYERS SUB
Legal Lot Number	2,1
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	1
Census Block	1003
Census Tract	816000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 ELGIN AVE, FOREST PARK, IL 60130-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Mar 6, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	202620113
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	428 ELGIN AVE, FOREST PARK, IL 60130-1730
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034142175
Date	Dec 7, 2021
Instrument	2134142175

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate	2.75%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 6, 2026
Property Address	428 ELGIN AVE, FOREST PARK, IL 60130-1730
Document Number	0006520113
Instrument Date	Nov 18, 2025
Instrument	2606520113
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 ELGIN AVE, FOREST PARK, IL 60130-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ELGIN AVE, FOREST PARK, IL 60130-1730

Mortgage

Document Number	0006520114
Date	Mar 6, 2026
Instrument	2606520114

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Forest Park Village
Elementary School District	Forest Park School District 91 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,208 (-2.76%) Land $6,400 Building $56,808	$632,080 (-2.76%) Land $64,000 Building $568,080
2023	$19,523.00 (+4.02%)	$64,999 (+24.12%) Land $6,400 Building $58,599	$649,990 (+24.12%) Land $64,000 Building $585,990
2022	$18,769.00	$52,368 Land $4,160 Building $48,208	$523,680 Land $41,600 Building $482,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST PARK serves 14,340 people · EPA ID IL0310900
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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