Solano County property record for 428 Elder St, Vacaville, CA 95688 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1956 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Feb 2020) |
| Tax Bill | $5,518 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0125-161-050 |
| Primary APN | 0125-161-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 707 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 ELDER ST |
|---|---|
| City | VACAVILLE |
| State | CA |
| Zip | 95688-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTGOMERY ESTATES 2 SUB BK-BG 16-45 LOT 102 |
| Legal Subdivision | MONTGOMERY ESTATES 2 |
| Legal Lot Number | 102 |
| Legal Unit | 2 |
| Jurisdiction | SOLANO CA |
| Township / Civil Division | VACAVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 253203 |
Source: Solano County records · APN 0125-161-050
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Feb 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Feb 24, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY |
| Feb 28, 2018 | Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2018 · Amount on Record |
| Deed Document Number | 202014011 |
| Prior Transfer Date | Feb 12, 2020 |
| Prior Transfer Doc | 0000014012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Number | 0000065975 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 202100065975 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | Feb 24, 2020 |
| Property Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Number | 0000014012 |
| Map Reference | MB 16 PG 45 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 202000014012 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Number | 0000014013 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 202000014013 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | Feb 24, 2020 |
| Property Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Number | 0000014011 |
| Map Reference | MB 16 PG 45 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 202000014011 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Number | 0000014595 |
| Map Reference | MB16 PG45 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 201800014595 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | PLACER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 428 ELDER ST, VACAVILLE, CA 95688-2624 |
| Document Number | 0000014596 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 201800014596 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Solano County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Solano County |
| Municipality | Vacaville City |
| Unified School District | Vacaville Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,822 (+2%) Land $145,014 Building $345,808 | ||
| 2025 | $5,518.00 (-0.27%) | $481,199 (+4.04%) Land $142,171 Building $339,028 | |
| 2024 | $5,533.00 (+2.41%) | ||
| 2023 | $5,403.00 (+2.68%) | $462,515 Land $136,651 Building $325,864 | $473,220 |
| 2022 | $5,262.00 |
Source: FEMA National Flood Hazard Layer, Solano County (06095C), updated June 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060952532031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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