428 Easy St, Willard, OH 44890 Property Records

Huron County property record for 428 Easy St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Jun 2013)
Tax Bill	$300 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-0680-03-026-0000`

Property Details

APN / Parcel Number

Primary APN	`14-0680-03-026-0000`

Exterior

Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	428 EASY ST
City	WILLARD
State	OH
Zip	44890-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 LOT 24 & 25 SUB 427
Legal Subdivision	HOLIDAY LAKES SUBDIVISION
Legal Lot Number	24-25
Jurisdiction	HURON OH
Township / Civil Division	GREENFIELD
Census Block Group	3
Census Block	3093
Census Tract	916100

Owner

Source: Huron County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 EASY ST, WILLARD, OH 44890-9710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2013 · Amount on Record
Deed Sale	Jun 10, 2013 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	428 EASY ST, WILLARD, OH 44890-9710
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003590
Date	Jul 25, 2023
Instrument	202307250003590

Lender

Name	PREMIER BANK
Type	Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	428 EASY ST, WILLARD, OH 44890-9710
Document Number	0000001732
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 EASY ST WILLARD OH 448909710, WILLARD, OH 44890-9710

Mortgage

Document Number	0000001732
Date	Mar 27, 2018
Instrument	1732

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44501-1111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2038

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	428 EASY ST, WILLARD, OH 44890-9710
Document Number	0000004993
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 EASY ST WILLARD OH 448909710, WILLARD, OH 44890-9710

Mortgage

Document Number	0000004993
Date	Aug 25, 2017
Instrument	4993

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2032

Tax Assessment & Valuation

Source: Huron County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Greenfield Township
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 (-5.66%)	$8,660 (-) Land $980 Building $7,680	$24,740 (-) Land $2,810 Building $21,930
2024	$318.00 (+19.1%)	$8,660 (+30.62%) Land $980 Building $7,680	$24,740 (+30.69%) Land $2,810 Building $21,930
2023	$267.00 (-1.11%)	$6,630 (-) Land $790 Building $5,840
2022	$270.00	$6,630 Land $790 Building $5,840
2021			$18,930 Land $2,250 Building $16,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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