Washington County property record for 428 E Washington St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 894 sqft · built 1930 |
| Lot Size | 0.117 acres (5,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,050 (Aug 2020) |
| Tax Bill | $812 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-007599 |
| Primary APN | 22-007599 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 894 sqft Total Area |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Utility Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 5,075 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007599 |
|---|---|
| Street Address | 428 E WASHINGTON ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CG |
| Legal Description | 35X145AV 0.116A 428 E WASHINGTON ST |
| Legal Subdivision | HAGERSTOWN HOMES CORP |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 E Washington St is owned and occupied by an individual who bought it in August 2020.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 E WASHINGTON ST, HAGERSTOWN, MD 21740-5723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Aug 23, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | Jun 27, 1991 · Amount on File |
| Deed Book / Page | 6337 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 20, 2020 |
| Property Address | 428 E WASHINGTON ST, HAGERSTOWN, MD 21740-5723 |
| Document Number | 0063370441 |
| Book / Page | 6337 / 441 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CLEAR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 428 E WASHINGTON ST, HAGERSTOWN, MD 21740-5723 |
| Document Number | 0006337448 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 6337/448 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 428 E WASHINGTON ST, HAGERSTOWN, MD 21740-5723 |
| Document Number | 0055900358 |
| Book / Page | 005590 / 000358 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 428 E WASHINGTON ST HAGERSTOWN MD 217405723, HAGERSTOWN, MD 21740-5723 |
| Document Number | 0055900358 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 005590/000358 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 428 E Washington St was $812 with a homeowner's exemption, up 5.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812.00 (+5.73%) Homeowner's exemption | $154,467 (+7.34%) | $175,600 (+22.03%) Land $35,000 Building $140,600 |
| 2025 | $768.00 Homeowner's exemption | $143,900 Land $30,000 Building $113,900 | $143,900 Land $30,000 Building $113,900 |
| 2023 | $690.00 Homeowner's exemption | $95,633 | $143,900 Land $30,000 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 E Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 428 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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