428 E Waring Ave, State College, PA 16801 Property Records

Centre County property record for 428 E Waring Ave, State College, PA 16801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,354 sqft · built 1955
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Nov 2012)
Tax Bill$5,250 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN36-018-,330-,0000

Property Details

APN / Parcel Number

Primary APN36-018-,330-,0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
Basement Area108 sqft
Finished Basement108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Lot Area18,731 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address428 E WARING AVE
CitySTATE COLLEGE
StatePA
Zip16801-6607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHIGHLANDS EXTENSION
JurisdictionCENTRE PA
Township / Civil DivisionSTATE COLLEGE
Census Block Group1
Census Block1006
Census Tract12000

Owner

428 E Waring Ave is owned and occupied by an individual who bought it in November 2012.

Source: Centre County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address428 E WARING AVE, STATE COLLEGE, PA 16801-6607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2012 · Amount on File
Deed SaleNov 26, 2012 · Amount on File
Prior SaleAug 26, 1954
Deed Book / Page2114 / 197
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address428 E WARING AVE, STATE COLLEGE, PA 16801-6607
Transaction TypeMortgage
Record UpdatedApr 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002250/528
DateMay 27, 2020
Book Page2250/528
Lender
NamePENN STATE FCU
TypeCredit Union
AddressSTATE COLLEGE, PA 16803
Agreement
AmountAmount on Record
Term61 Months
DueJun 15, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 428 E Waring Ave was $5,250.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyCentre County
MunicipalityState College Borough
Unified School DistrictState College Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,250.00$61,285 Land $20,000 Building $41,285
2025$122,570 Land $40,000 Building $82,570
2024$4,520.00$61,285 Land $20,000 Building $41,285
1994$122,570 Land $40,000 Building $82,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 E Waring Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 E Waring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTATE COLLEGE BORO WATER AUTH
serves 72,000 people · EPA ID PA4140096
Water SourceSurface water
Last State InspectionNov 2022
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Windstream
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Upward Broadband.

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