428 E Steep Mountain Dr, Draper, UT 84020 Property Records

Salt Lake County property record for 428 E Steep Mountain Dr, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,004 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,500 (Sep 2015)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-07-455-005`

Property Details

APN / Parcel Number

Primary APN	`34-07-455-005`
Alternative APN	`34-07-455-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,004 sqft Living Area
Gross Area	3,509 sqft
1st Floor Area	1,038 sqft
Upper Floors Area	979 sqft
Basement Area	1,008 sqft
Finished Basement	987 sqft
Unfinished Basement	21 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Patio/Porch
Porch Area	30 sqft
Deck Area	216 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	428 E STEEP MOUNTAIN DR
City	DRAPER
State	UT
Zip	84020-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1115
Legal Description	LOT 39, CENTENNIAL HEIGHTS PLAT B. 7858-2466 8275-1106 8959-3746 9160-2087 9258-6632 9386-4499 10353-7064
Legal Range	1E
Legal Township	4S
Legal Section	07
Legal Subdivision	CENTENNIAL HEIGHTS
Legal Block	2
Legal Lot Number	39
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2002
Census Tract	112831

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 16, 2024	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Feb 10, 2017	Deed of Trust, Mortgage MOUNTAIN AMERICA CU
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2015 · Amount on Record
Deed Sale	Sep 16, 2015 · Amount on Record
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	201512133601
Deed Book / Page	10362 / 1799
Prior Transfer Date	Aug 18, 2015
Prior Transfer Doc	0012115097
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013919648
Date	Mar 28, 2022
Book Page	11321/4951
Instrument	13919648

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143

Mortgage

Document Number	0014145823
Date	Aug 28, 2023
Book Page	11441/1285
Instrument	14145823

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143

Mortgage

Document Number	0014205525
Date	Feb 16, 2024
Book Page	11472/1876
Instrument	14205525

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23456

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143

Mortgage

Document Number	0014288271
Date	Sep 16, 2024
Book Page	11518/1980
Instrument	14288271

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	CORAL SPRINGS, FL 33065

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Apr 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012474378
Date	Feb 10, 2017
Book Page	10528/7313
Instrument	12474378

Lender

Name	MOUNTAIN AMERICA CU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Feb 15, 2029

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	428 E STEEP MOUNTAIN DR, DRAPER, UT 84020-5143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012655074
Date	Nov 8, 2017
Book Page	10617/7513
Instrument	12655074

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Draper City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00 Homeowner's exemption	$643,700 (+123.05%) Land $229,300 Building $414,400	$643,700 (+22.68%) Land $229,300 Building $414,400
2024	$3,309.00 (+19.63%)
2023	$2,766.00 (-1.18%) Homeowner's exemption	$288,585 Land $106,865 Building $181,720	$524,700 Land $194,300 Building $330,400
2022	$2,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 75% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRAPER CITY WATER SYSTEM serves 23,205 people · EPA ID UTAH18133
Water Source	Purchased surface water from JORDAN VALLEY WCD
Last State Inspection	Apr 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Kempler Internet Fixed Wireless	500 / 500

May also be available: Verizon.

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