Wells County property record for 428 E Silver St, Bluffton, IN 46714 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,192 sqft Living Area |
| Lot Size | 9,278 sqft (0.213 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,091 (2024) |
| Tax Bill | $595.00 (2025) |
| Primary APN | 90-08-04-505-084.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,192 sqft Living Area |
| 1st Floor | 1,192 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 9,278 sqft (0.213 acres) |
| Depth X Width | 157 ft x 59 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 168 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00001539163 |
|---|---|
| Street Address | 428 E SILVER ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-3334 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RW & JW TOWNLEYS SOUTH ADD LOT 137 (4-Q) |
| Legal Subdivision | RW & J W TOWNLEYS SOUTH ADD |
| Legal Lot Number | 137 |
| Jurisdiction | WELLS IN |
| Minor Civil Division | HARRISON |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 40500 |
Source: Wells County records · APN 90-08-04-505-084.000-004
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU |
| Sep 19, 2017 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Doc Number | 20241801 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 07, 2026 |
| Property Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Document Number | 0000001594 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20261594 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Document Number | 0000001594, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 20261594 |
| Name | THREE RIVERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020222644 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 20222644 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 22, 2020 |
| Property Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Document Number | 0020204617 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 20204617 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Document Number | 0020204618 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 20204618 |
| Name | THREE RIVERS FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Sep 19, 2017 |
| Property Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Document Number | 0020171093 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 20171093 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 E SILVER ST, BLUFFTON, IN 46714-3334 |
| Document Number | 0020171094 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 20171094 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $595.00 (+18.06%) Homeowner's exemption | $105,300 (+17.79%) Land $19,800 Building $85,500 | $105,300 (+17.79%) Land $19,800 Building $85,500 |
| 2024 | $504.00 (+99.21%) | ||
| 2023 | $89,400 (+18.25%) Land $19,800 Building $69,600 | $89,400 (+18.25%) Land $19,800 Building $69,600 | |
| 2022 | $253.00 | $75,600 Land $12,200 Building $63,400 | $75,600 Land $12,200 Building $63,400 |
Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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